Do you want to know whether you can afford fertility treatment if you need additional help to get pregnant? You have an opportunity to check this reviewing the approximate prices below.
Infertility treatment is available not only for the fabulously wealthy celebrities such as Nicole Kidman and Sarah Jessica Parker. If you think differently, you’re wrong. There are different ways of infertility treatment. Some of them can cost more than a hundred thousand dollars, while others will cost you only five dollars a month. So how much money will you have to spend? We cannot say for sure. The cost of such treatment depends on many factors. For example, on place of you living. It is also necessary to take into account the amount of insurance coverage, which depends on the existing insurance plan.
Your medical history, your age and the results of the survey will help your doctor determine what type of treatment will work in your case better. Here are some of the most common types of treatments with prices, as they usually are in the USA.
One of the most common ways of dealing with infertility are oral medications, for example, such as Clomid or Femara. These drugs induce ovulation in women. And the good news is that these drugs are relatively inexpensive, you will spend from five to twenty dollars a month for them. They are usually combined with intrauterine insemination. On average, a typical course with oral medications, ultrasound diagnostic and insemination will cost you 500-700 dollars per month excluding insurance.
Injection of Hormones
There is more potent agent. It is hormones called gonadotropins. They are more expensive (2,500-3,500 dollars) and are used in jointly with intrauterine insemination. Their effectiveness justifies the cost; they greatly increase the chances of getting pregnant. These hormones stimulate the production of more amount of eggs per cycle.
Also, your doctor may offer you a combined cycle, when oral medications are used together with low doses of hormone injections. Such treatment is cheaper than pure hormones: 1,500-2,000 dollars a month.
In Vitro Fertilization
Nowadays IVF is called the most effective means to combat infertility. If you choose this way, you will probably need medication, blood test, anesthesia, ultrasound and procedures related to the embryos. All these procedures will cost approximately 13,000-14,000 dollars. This figure can vary depending on how much medication patient need and which special procedures will be required to do.
Transfer of Frozen Embryos
You think about the transfer of frozen embryos? This procedure assumes that you can save the embryos obtained during an IVF cycle to have ability to use it in the future. To do this, you need to do ultrasound, blood tests and embryology procedures, and also to transfer the embryo in the uterus. All these things will cost about 2,500 dollars.
Sperm and Egg Donation
If you choose using donor sperm to become pregnant, you maybe have to pay about 500 dollars per vial of donated sperm. If you are going to also carry out an intrauterine insemination with this semen, it will cost about 330 dollars, but if you want to spend IVF cycle your costs will be relevant (cost of IVF see above). Donated eggs cost even more expensive: about 24,000-25,000 dollars per cycle. However, this procedure is much cheaper in Europe: 5,000-10,000 euro per cycle, including all the necessary medications and examinations.
Surrogate mother, or gestational carrier, is called a woman who can bear your child instead of you. If you contact the agency for help in finding a surrogate mother, you should be prepared to pay 80,000-100,000 dollars. And if you have a friend or a sister who will agree to provide you with this service, you will probably pay a lot less.Anyway, the same thing as in case of IVF, you may go to Europe and pay 25,000-60,000 euro for a surrogacy program.
The usual cycle of egg preservation costs about 10,000 dollars, but you should know that the price may vary depending on the amount of medication that you need to stimulate the ovaries.
How to make the treatment more affordable
If these numbers overwhelm you, know that it is possible to pay less. Firstly, carefully examine your insurance, to determine what types of treatment will be suitable for you from medical and financial point of view. If your insurance is suitable for renewal, speak with the employees of your company to find out whether there is the plan variant that will cover the costs of treatment better.
Nowadays 15 states have laws which say that insurance companies must offer different plans that include infertility treatment. But unfortunately, your employer is not obliged to offer them.
You can also contact the center where infertility is treated and ask if they carry out any research where you can participate. Such clinics very often have information on financing for patients who are in need of funds to start the treatment.